Cash flow planning is a way of understanding your current financial situation and what it may look like in the future.

It is often the first step to answer those “can I afford to…?” questions.

Once we understand your goals and situation, we input your financial details into our tool to forecast the likelihood of your objectives being met. This is based on several assumptions such as inflation, expected returns, planned inflows and outflows. We can tweak the assumptions to see how your chances of achieving your goals can be increased.

This can result in a very thought-provoking and fruitful discussion. It sets the scene nicely for investment management – how to invest and structure your portfolio so that you are in the best position to achieve your goals.